THE DMV'S TRUSTED HARD MONEY LENDER

Fast Capital for
Maryland, Virginia
& DC Investors

Fix & Flip | Rentals | Commercial
Approved in hours. Closed in days.

600
Minimum FICO
3 Days
To Closing
60%+
Repeat Clients
24–48hr
Draw Access
CLIENT SUCCESS STORIES

Trusted by DMV Investors

Real feedback from real estate investors across Maryland, Virginia, and DC

"My first deal with only $25K down. Flipmax made the process simple when other lenders said no."

G.G.

G.G.

First-Time Flipper, Silver Spring, MD

"Best fix and flip lender I've worked with in my entire career. Period."

W.C.

W.C.

15+ Years Experience, 100+ Properties

"Closed on a 12-unit building in 10 days. Their speed saved the deal."

S.C.

S.C.

Multifamily Investor, Annapolis, MD

"Their rental program supercharged my portfolio strategy."

M.T.

M.T.

Buy & Hold Investor, Northern VA

"24-hour draw approvals kept my rehab on schedule. No waiting, no delays."

V.M.

V.M.

Real Estate Investor, Prince George's County, MD

"Their local market knowledge made our first commercial deal seamless."

D.P.

D. & J.P.

Commercial Investors, Fairfax, VA

WHY FLIPMAX

Built for Real Estate Investors Who Move Fast

We're not a national lender trying to understand your market. We're based in the DMV, we know these neighborhoods, and we make decisions locally.

Speed That Matters

3-day closings for qualified borrowers. 24–48 hour draw approvals. When timing is everything, we deliver.

Local Knowledge

DMV-based decision makers who understand Montgomery County, Prince George's, Anne Aroundel, Northern Virginia, and DC.

Flexible Structures

We listen to your needs and structure deals that work, whether it's your first flip or your fiftieth rental.

LOAN PRODUCTS

Financing for Every Strategy

MOST POPULAR

Fix & Flip

Purchase and rehab funding for single-family, townhomes, and small multifamily. Up to 75% ARV, as low as 5% down for experienced investors.

  • 12-month terms
  • No prepayment penalty
  • Fast draw approval

30-Year Rental

Long-term financing for buy-and-hold investors. Build your rental portfolio with flexible qualification and competitive rates.

  • 30-year fixed & ARM options
  • DSCR-based qualification
  • 1-4 unit properties

Small Commercial

Flexible financing for multifamily (5+ units), retail, office, and mixed-use properties across the DMV.

  • Custom terms
  • Flexible loan amounts
  • Fast execution
HOW IT WORKS

Simple, Fast, Transparent

1

Tell Us About Your Deal

Complete our short online application, it takes just a few minutes.

2

Get Your Term Sheet

A loan officer will review your deal and issue a clear term sheet the same day.

3

Close Fast

Finalize docs and underwriting. We can close qualified deals in as few as 3 days.

REQUIREMENTS

Who Qualifies for Flipmax Loans?

We work with first-time flippers and experienced investors alike. Here's what we look for.

Credit Score

Minimum 600 (680+ for best terms)

Loan Amount

$150,000 – $5,000,000

LTV

Up to 75% of ARV

Down Payment

As low as 5% (experience dependent)

Location

MD, VA, DC metro areas

Experience

First-time flippers welcome

FAQ

Common Questions

How fast can I close on a hard money loan with Flipmax?

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Qualified borrowers can close in as few as 3 days. Our streamlined process and local expertise in Maryland, Virginia, and Washington DC enable faster closings than most national lenders.

How does Flipmax's pricing compare to other DMV lenders?

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We offer competitive rates for qualified borrowers. Pricing depends on credit score, experience, loan-to-value ratio, and property location. Call (833) FLIPMAX for a same-day quote on your specific deal.

What credit score do I need?

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We work with borrowers with credit scores as low as 600. Higher credit scores (680+) qualify for better terms and more favorable loan structures.

Which areas does Flipmax lend in?

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We lend throughout Maryland (including Montgomery County, Prince George's County, Baltimore, Anne Arundel, Virginia (Northern Virginia, Prince William County, Richmond, Hampton Roads), and Washington, DC.

What types of properties does Flipmax finance?

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We finance single-family homes, townhomes, condos, and small multifamily properties (2-4 units) in Maryland, Virginia, and Washington DC for fix and flip, bridge loans, and rental property financing.

Earn $500 Per Referral

Know an investor who needs funding? Refer them to Flipmax and earn $500 when their loan closes.

Call to Learn More