Stop Losing Deals to Slow Lenders. Endless Paperwork. Loan Committees. Missed Deadlines. Bank Bureaucracy. Win with Flipmax
Flipmax is a next-gen direct lender delivering fast HARD MONEY and DSCR loans for real estate investors.
Takes 3 minutes. No impact on credit score.
Choose Your Path to WIN
Three solutions designed for every stage of your investing journey.
ake
Ground-Up Construction
Ground-up construction for first-time builders and seasoned developers. Land and vertical, one loan. 48-hour draw approvals.
- Land + construction in one loan
- Staged draw schedule
- Experienced builders preferred
gnite
Fix & Flip / Bridge
The simplest fix and flip program in the industry. Close in 5 days. Draws in 24 hours.
- 6, 12 or 24-month terms
- No prepayment penalty
- 24-48 hour draw approvals
exus
DSCR
DSCR-qualified financing for purchase, refinance, and cash-out refinance. 30-year terms, no tax returns required.
- 30-year fixed & ARM options
- DSCR-based qualification
- Up to 75% LTV
Simple, Fast, Transparent
Submit Your Deal
Two taps to get started. Tell us the loan type and property type. Takes under 3 minutes.
Get Your Term Sheet
A loan officer reviews your deal and issues a clear term sheet the same day. No weeks of waiting.
Close & Fund
Finalize docs and underwriting. We close qualified deals in as few as 3 business days.
Recently Funded Deals
Real loans, real terms, and real close speeds from the Flipmax portfolio.
How We Compare
Side by side with industry averages. You decide.
Rates and terms vary by deal profile. Subject to market conditions.
60%+ of Our Clients Fund 2+ Deals With Us
Real results from real investors across MD, VA, DC, NC, GA, and FL.
"Closed a $285K bridge loan in 8 business days. This is my 4th deal with Flipmax. Speed and reliability keep me coming back."
G.G.
Fix & Flip, Silver Spring, MD
"Best fix and flip lender I've worked with in my entire career. They funded my rehab draws within 24 hours, every time."
W.C.
15+ Years Experience, 100+ Properties
"Closed on a 12-unit building in 10 days. Other lenders were still reviewing my application. Flipmax was already funding."
S.C.
Multifamily Investor, Annapolis, MD
"Their DSCR rental program let me scale from 2 to 8 units in one year. No tax returns, no hassle."
M.T.
Rental Portfolio, Northern VA
"24-hour draw approvals kept my $90K rehab on schedule. No waiting, no delays, no excuses."
V.M.
Fix & Flip, Prince George's County, MD
"First-time flipper and Carlos walked me through every step. Closed in 5 business days. Already working on deal #2."
D.P.
First-Time Investor, Fairfax, VA
Who Qualifies?
We work with first-time investors and experienced sponsors alike.
Credit Score
Minimum 600 (680+ for best terms)
Loan Amount
$150,000 - $5,000,000
LTV
Up to 75% of ARV
Down Payment
0% down for experienced investors
Location
MD, VA, DC, NC, GA, FL
Experience
First-time investors welcome
Who We Are
Flipmax is a direct lender specializing in hard money and DSCR loans for real estate investors in MD, VA, DC, NC, GA, and FL. Flipmax funds fix-and-flip, bridge, ground-up construction, and DSCR rental loans ranging from $150,000 to $5,000,000.
Flipmax issues term sheets within 1 hour of submission and closes loans in an average of 5 business days. Every deal is underwritten in-house.
Over 60% of borrowers return for repeat financing.
Flipmax is headquartered at 10410 Kensington Pkwy, Suite 224, Kensington, MD 20895. Contact us at (833) FLIPMAX or [email protected].
Frequently Asked Questions:
How fast can you actually close?
+Our average close this quarter is under 10 business days. Our fastest was 3 days. We publish this number because we stand behind it. Qualified borrowers with clean title and a completed appraisal close fastest. We don't say "typically" because that's hedge language. We track every close.
What are your rates and fees?
+Rates from 9.99%. Points from 1.5%. Up to 90% LTC. We show our ranges because hiding rates until someone calls is a B2C tactic that doesn't work with experienced investors. Your specific rate depends on credit, experience, LTV, and deal profile. Submit your deal and get a real quote the same day.
What if my credit isn't perfect?
+We work with borrowers starting at 600 FICO. A low credit score doesn't kill your deal. We evaluate the property, the plan, and the numbers first. Credit matters, but it's not the only factor. Higher scores (680+) get better terms, but a strong deal with a 620 often beats a weak deal with a 750.
How do I know Flipmax will actually come through?
+Over 60% of our sponsors come back for deal #2 and beyond. We're a direct lender, so when we issue a term sheet, we close. That's not marketing copy, that's our business model. Our repeat rate is the hardest metric to fake.
What happens after I submit my deal?
+Within 2 hours, a member of our team calls you. Within 24 hours, you have a preliminary term sheet. From there: appraisal ordered (days 2-3), underwriting complete (days 5-7), clear to close (days 8-10). You'll talk to the same person throughout, not a different rep every call.
What types of properties do you finance?
+Single-family homes, townhomes, condos, and small multifamily (2-4 units) across MD, VA, DC, NC, GA, and FL. Fix & flip, bridge, ground-up construction, and DSCR rental programs. We don't do land or owner-occupied loans.
What makes Flipmax different from bigger lenders?
+We're a direct lender based in Kensington, MD, serving MD, VA, DC, NC, GA, and FL. No call centers. No funding committees. No three-week approval process. You talk to the same person from term sheet to closing. Our 60%+ repeat business rate exists because the experience matches the promise.